Van Creasap

What to Expect in an Interest Rate

Program Interest Rates

Commercial Real Estate

Conventional commercial mortgage — 5.37% to 8.75%

Multifamily / apartment — 5.62% to 7.00%

CMBS — 6.39% to 7.50%

SBA 504 — 5.00% to 7.00%

SBA 7(a) — 9.00% to 13.25%

CRE bridge — 8.00% to 12.00%

Hard money / private debt — 10.00% to 15.00%

Business / Working Capital

Business / builder bridge — 8.00% to 12.00%

Equipment financing — 6.00% to 13.00%

Invoice Advance — 1% to 5% per 30-day period

Progress Billing Advance — 2% to 5% per 30-day period

Holdback Advance — 15% to 30%

Line of credit — 7.00% to 10.00%

SBA CAPLines (incl. Builders & Contract) — 9.00% to 13.25%

Disclaimer

The interest rates and pricing ranges shown are indicative estimates for general informational purposes only. They do not constitute a loan offer, quote, commitment to lend, or guarantee of available terms.

Actual rates, fees, and terms offered to any borrower vary based on factors including, but not limited to: loan type and amount, loan-to-value (LTV), debt service coverage ratio (DSCR), property type and condition, occupancy, borrower and guarantor credit, time in business, financial strength, industry, and prevailing market conditions at the time of application. For invoice- and receivables-based programs, pricing also depends on the creditworthiness of the borrower’s customers, invoice volume, and payment terms; those fees are charged per invoice over a stated period and are not annual percentage rates (APRs).

Ranges reflect typical pricing for qualified borrowers and are not the lowest or highest rates available in all cases. Final terms are determined solely by the funding lender following full underwriting and are subject to credit approval and documentation.

This material is provided by Van Creasap Commercial Funding Solutions, LLC in its capacity as a commercial loan broker. It is not financial, legal, tax, or investment advice. Borrowers should consult their own advisors and review all final loan documents before entering into any financing agreement.

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